Discounted variable rate of 6.74%p.a. for Customs Employees*
No ongoing fees!
CCU's Customs Value Home Loan with a lower than standard interest rate* could have you
owning your home sooner.
Here are just some of the features:
- 100% interest offset savings account
- Unrestricted additional repayments
- Monthly, fortnightly, weekly loan repayments
- No monthly loan administration fees
- Redraw facility allowing access to funds from additional repayments
- Loan term up to 30 years
- Fixed (3 and 5 years) or variable interest rates available
- Review and print off statements anytime through Internet Banking
- Automatic payments through salary deduction or periodic payments
- Available for purchase, investment, renovating, refinance or construction
- Quick approval, pre-approval available.
- Qualify for our Member Rewards program and receive bonus fee free ATM and unlimited EFTPOS transactions as well as extra free personal cheques per month.
Own your home sooner with the Customs Value Home Loan 100% interest offset savings account
How the offset account works:
1. Deposit all your income into the Mortgage Offset Account to reduce the interest on your loan
2. Use the up to 55-day interest free period on your Customs Credit Union Visa Credit Card to pay for all your living expenses and leave your salary as long as possible in the offset account
3. Pay your full Visa Credit Card statement balance by the due date from the offset account
4. A 100% Mortgage offset account means every dollar saved reduces your Home Loan on a daily basis to help decrease your interest payable and own your home sooner
5. Your savings in the offset account are always available
Your Customs Credit Union Home Loan may contribute to our Member Rewards Program helping to reduce (or eliminate) fees - save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.
To apply for a Home Loan contact your nearest Branch or Apply on-line.
Apply online for a CCU Home Loan
Other information and helpful links
 Use our helpful calculators and see how much you can afford to borrow and what the repayments will be.
Interest Rates on Home Loans.
If you choose a CCU Home Loan you may qualify for Member Rewards.
Download the Fixed Rate Option Request Form.
*Customs Value Home Loan only available to current employees of Australian Customs and Border Protection Services and Australian Quarantine Inspec. Services. Rate discounted against Premium Home Loan. Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. The comparison rate is 6.83%p.a. based on $150,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
^ Up to $230.00.
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